Why “loans” is being discussed
The most recent Hacker News stories and comments contributing to this topic's mentions.
I am unclear why you linked to a 20yo law that was enacted a few years before we found that the entire sector was floating on loans to people with fake information.
by lazyasciiart · Oct 31, 2026
> If those companies can pay for those loans from the DRAM facilitated revenue then it will have been an efficient use of resources. "Efficient use of resources" is not some abs…
by coldtea · Oct 31, 2026
If those companies can pay for those loans from the DRAM facilitated revenue then it will have been an efficient use of resources. And if they're wrong, you'll be able to purcha…
by Sabinus · Oct 31, 2026
The banks should require sufficient collateral for those loans, so if the loans are bad they can clawback some capital. If the bank didn't properly collateralize the loan, then…
by patmorgan23 · Oct 30, 2026
Users apparently don't need to be thought about at all if a few companies can secure loans large enough to purchase all dram capacity, and in the process close that market for c…
by nonplus · Oct 30, 2026
i don't mean to engage in this rhetoric where you have to worry about being flamed. i'm just asking you to sincerely answer the question and not worry about how it looks. for ex…
by doctorpangloss · Oct 30, 2026
Interest
Proportion of Hacker News items mentioning "loans" over time.
Mentions
Total number of Hacker News items mentioning "loans" over time.
In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. Read more on Wikipedia